Most soon-to-be homeowners often ask this question. The answer is yes.
It is usually a requirement by the insurance company to evaluate your home if it qualifies for insurance coverage.
The inspection is not only helpful to the insurance company, but you also get to benefit.
Your home being your most significant investment, the inspection will help uncover some of the issues that may be present in your home’s major systems.
Plus, you probably want to keep your home well maintained for its curb appeal as well as to get lower premiums. So, yes, you need the inspection.
How to prepare for a 4-point inspection
When you know the primary focus of this inspection, you don’t need to wait for the assessment to fix them.
Why not be a diligent homeowner and fix all the problem areas before the inspection.
To prepare, you ought to focus on the following areas:
- Electrical systems
The most common fire hazard is exposed wiring. So, when you notice such, you can always call your electrician to fix it beforehand.
- HVAC system
There’s not so much you can do to prepare your HVAC (Heating, Ventilation, and Air conditioning) system for inspection except maybe change your air filters and clean your ductwork.
And if your HVAC system is in good condition and shows evidence of good maintenance, it may award you good marks in your inspection report.
Water damages can quickly disqualify you from home insurance. If you notice any leaks or any water damage on your ceilings/walls, call plumbing services before the inspection day.
- Roofing system
Climbing your roof can be very dangerous; you can always ask for roofing repair services if you notice any missing shingles, moisture problems, etc.
If you understand the benefits of a good score in your inspection, preparing should not be challenging at all.